Fixed Rate Mortgages

This is where the interest rate is fixed at the outset for a specified period of time and will not change irrespective of changes in the lender's own interest rate, for example if your fixed rate is 5% and the lender's interest rate increases by 0.25% your pay rate will remain at 5%. A booking or arrangement fee is usually payable for this type of mortgage product and the interest rate will revert back to the lenders Standard  Variable Rate at the end of the fixed rate period.

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Latest News

  • Struggling to get a mortgage? Its a sad fact that in todays climate, if you’ve got less than 10 per cent equity in your home, then it’s now very hard to find anyone to lend to you. Nationwide have recently stopped lending to anyone other than existing customers with less than 15 per cent equity and [...]
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  • Help…we’re buying a new house If you’re buying a property, and are looking for a new mortgage, you’ll find that there’s not much on offer at the moment. This week, almost every lender withdrew all of their new tracker mortgages, as they waited to see what the Bank of England would do with interest rates. Meanwhile, there are [...]
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