First Charge
First Charge
If your property is collateral for more than one property and the borrower defaults on payments, the lender with a first charge has the option to repossess the home.
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Latest News
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Struggling to get a mortgage?
Its a sad fact that in todays climate, if you’ve got less than 10 per cent equity in your home, then it’s now very hard to find anyone to lend to you. Nationwide have recently stopped lending to anyone other than existing customers with less than 15 per cent equity and [...]
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Help…we’re buying a new house
If you’re buying a property, and are looking for a new mortgage, you’ll find that there’s not much on offer at the moment. This week, almost every lender withdrew all of their new tracker mortgages, as they waited to see what the Bank of England would do with interest rates. Meanwhile, there are [...]
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