Foreign Currency Mortgage
Foreign Currency Mortgage
It is possible to get a mortgage for your home in the UK in a mortgage denominated in a foreign currency. It sometimes gives you the opportunity to borrow money at a lower rate of interest than is possible in the UK. You do this by choosing a currency whose country has lower interest rates than we have here. Lower interest rates should mean lower repayments of both capital and interest or a shorter mortgage term. The mortgage does not have to be in any single currency.
There are lenders who will allow you to spread your mortgage across a range of different currencies. This could be seen as spreading the risk.
