Joint Application

Joint Application

A mortgage application that involves more than one person as the borrower.

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UK mortgage approvals fell to a fresh record low in November and banks reduced loans to households and businesses in the final three months of 2008 as a deteriorating economic outlook and falling house prices deterred lending, according to data from the Bank of England released yesterday. Mortgage approvals fell to 27,000 from 31,000 in October, [...]
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UK house prices plummeted by 16.2pc in 2008 in the biggest drop for a calendar year on record, according to the country’s largest mortgage lender. The average value of a home dropped by 2.2 per cent in December, according to the latest survey from Halifax. It’s the biggest year-on-year fall since the Halifax [...]
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