Standard Variable Mortgage

This is the lender's own interest rate which is usually linked to the Bank of England Base Rate.  The rate can rise and fall in line with the lender's own interest rate, for example if the lender's rate increases by 0.25% your interest rate will increase by 0.25%.

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  • Struggling to get a mortgage? Its a sad fact that in todays climate, if you’ve got less than 10 per cent equity in your home, then it’s now very hard to find anyone to lend to you. Nationwide have recently stopped lending to anyone other than existing customers with less than 15 per cent equity and [...]
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  • Help…we’re buying a new house If you’re buying a property, and are looking for a new mortgage, you’ll find that there’s not much on offer at the moment. This week, almost every lender withdrew all of their new tracker mortgages, as they waited to see what the Bank of England would do with interest rates. Meanwhile, there are [...]
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